Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 184,335,000 | 186,503,000 | 191,420,000 | 195,595,000 |
| Total loans | 146,049,000 | 150,772,000 | 150,976,000 | 152,939,000 |
| Allowance for loan losses | 2,466,000 | 2,512,000 | 2,053,000 | 2,140,000 |
| Securities available for sale | 20,211,000 | 20,486,000 | 19,699,000 | 21,965,000 |
| Securities held to maturity | 780,000 | 780,000 | 780,000 | 780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,208,000 | 148,697,000 | 152,439,000 | 159,011,000 |
| Interest-bearing deposits | 134,096,000 | 133,311,000 | 135,650,000 | 141,030,000 |
| Noninterest-bearing deposits | 15,112,000 | 15,386,000 | 16,789,000 | 17,981,000 |
| Equity capital | 25,068,000 | 25,752,000 | 26,286,000 | 26,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,576,000 | 6,980,000 | 9,361,000 |
| Interest expense | 393,000 | 826,000 | 1,282,000 | 1,753,000 |
| Net interest income | 1,841,000 | 3,750,000 | 5,698,000 | 7,608,000 |
| Noninterest income | 126,000 | 264,000 | 393,000 | 692,000 |
| Noninterest expense | 1,074,000 | 2,113,000 | 3,181,000 | 4,221,000 |
| Provision for loan losses | 0 | 35,000 | 140,000 | 245,000 |
| Pretax income | 893,000 | 1,866,000 | 2,770,000 | 3,848,000 |
| Income tax | 44,000 | 92,000 | 137,000 | 190,000 |
| Net income | 849,000 | 1,774,000 | 2,633,000 | 3,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,734,000 | 24,263,000 | 24,795,000 | 25,222,000 |
| Total capital | 25,679,000 | 26,240,000 | 26,805,000 | 27,304,000 |
| Risk-weighted assets | 155,118,000 | 157,694,000 | 160,806,000 | 166,545,000 |