Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,663,000 | 179,252,000 | 178,882,000 | 187,651,000 |
| Total loans | 140,957,000 | 142,272,000 | 142,996,000 | 144,636,000 |
| Allowance for loan losses | 2,470,000 | 2,436,000 | 2,430,000 | 2,467,000 |
| Securities available for sale | 21,681,000 | 21,253,000 | 20,114,000 | 21,235,000 |
| Securities held to maturity | 781,000 | 781,000 | 780,000 | 780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,527,000 | 145,908,000 | 144,120,000 | 152,595,000 |
| Interest-bearing deposits | 128,780,000 | 131,093,000 | 128,361,000 | 133,499,000 |
| Noninterest-bearing deposits | 15,747,000 | 14,815,000 | 15,759,000 | 19,096,000 |
| Equity capital | 23,302,000 | 23,787,000 | 24,343,000 | 24,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,232,000 | 6,437,000 | 8,657,000 |
| Interest expense | 316,000 | 643,000 | 1,004,000 | 1,389,000 |
| Net interest income | 1,767,000 | 3,589,000 | 5,433,000 | 7,268,000 |
| Noninterest income | 134,000 | 247,000 | 385,000 | 653,000 |
| Noninterest expense | 1,020,000 | 2,005,000 | 3,059,000 | 4,096,000 |
| Provision for loan losses | 60,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 821,000 | 1,771,000 | 2,678,000 | 3,744,000 |
| Income tax | 41,000 | 89,000 | 133,000 | 185,000 |
| Net income | 780,000 | 1,682,000 | 2,545,000 | 3,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,068,000 | 22,623,000 | 23,298,000 | 23,612,000 |
| Total capital | 23,941,000 | 24,504,000 | 25,188,000 | 25,603,000 |
| Risk-weighted assets | 149,309,000 | 149,935,000 | 150,733,000 | 158,822,000 |