Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,317,000 | 172,283,000 | 176,008,000 | 178,088,000 |
| Total loans | 130,747,000 | 133,662,000 | 136,685,000 | 140,147,000 |
| Allowance for loan losses | 2,448,000 | 2,517,000 | 2,573,000 | 2,456,000 |
| Securities available for sale | 25,499,000 | 24,277,000 | 22,532,000 | 22,385,000 |
| Securities held to maturity | 1,463,000 | 1,263,000 | 1,263,000 | 781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,308,000 | 137,781,000 | 139,079,000 | 144,406,000 |
| Interest-bearing deposits | 126,366,000 | 123,789,000 | 104,255,000 | 126,678,000 |
| Noninterest-bearing deposits | 14,942,000 | 13,992,000 | 34,824,000 | 17,728,000 |
| Equity capital | 21,833,000 | 22,540,000 | 22,979,000 | 23,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,871,000 | 5,905,000 | 7,992,000 |
| Interest expense | 233,000 | 482,000 | 760,000 | 1,059,000 |
| Net interest income | 1,668,000 | 3,389,000 | 5,145,000 | 6,933,000 |
| Noninterest income | 128,000 | 256,000 | 388,000 | 620,000 |
| Noninterest expense | 1,075,000 | 2,011,000 | 3,070,000 | 4,088,000 |
| Provision for loan losses | 83,000 | 163,000 | 208,000 | 208,000 |
| Pretax income | 639,000 | 1,472,000 | 2,256,000 | 3,258,000 |
| Income tax | 32,000 | 73,000 | 111,000 | 161,000 |
| Net income | 607,000 | 1,399,000 | 2,145,000 | 3,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,263,000 | 20,870,000 | 21,363,000 | 21,698,000 |
| Total capital | 22,075,000 | 22,649,000 | 23,202,000 | 23,560,000 |
| Risk-weighted assets | 144,402,000 | 141,630,000 | 146,433,000 | 148,436,000 |