Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,754,000 | 169,269,000 | 172,361,000 | 175,857,000 |
| Total loans | 125,066,000 | 126,030,000 | 130,071,000 | 128,184,000 |
| Allowance for loan losses | 2,214,000 | 2,273,000 | 2,326,000 | 2,348,000 |
| Securities available for sale | 25,188,000 | 26,974,000 | 26,800,000 | 26,310,000 |
| Securities held to maturity | 3,404,000 | 1,463,000 | 1,463,000 | 1,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,258,000 | 134,503,000 | 132,488,000 | 142,795,000 |
| Interest-bearing deposits | 120,687,000 | 122,074,000 | 118,786,000 | 126,785,000 |
| Noninterest-bearing deposits | 14,571,000 | 12,429,000 | 13,702,000 | 16,010,000 |
| Equity capital | 20,328,000 | 21,096,000 | 21,689,000 | 21,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 3,821,000 | 5,728,000 | 7,624,000 |
| Interest expense | 222,000 | 445,000 | 680,000 | 937,000 |
| Net interest income | 1,652,000 | 3,376,000 | 5,048,000 | 6,687,000 |
| Noninterest income | 122,000 | 257,000 | 390,000 | 621,000 |
| Noninterest expense | 950,000 | 1,796,000 | 2,749,000 | 3,710,000 |
| Provision for loan losses | 60,000 | 112,000 | 168,000 | 326,000 |
| Pretax income | 764,000 | 1,725,000 | 2,521,000 | 3,272,000 |
| Income tax | 38,000 | 85,000 | 125,000 | 161,000 |
| Net income | 726,000 | 1,640,000 | 2,396,000 | 3,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,441,000 | 19,178,000 | 19,756,000 | 20,002,000 |
| Total capital | 20,171,000 | 20,903,000 | 21,521,000 | 21,831,000 |
| Risk-weighted assets | 137,935,000 | 137,475,000 | 140,682,000 | 145,848,000 |