Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 164,224,000 | 164,072,000 | 161,034,000 | 167,287,000 |
| Total loans | 116,079,000 | 119,355,000 | 119,661,000 | 124,098,000 |
| Allowance for loan losses | 2,041,000 | 2,205,000 | 2,335,000 | 2,143,000 |
| Securities available for sale | 28,675,000 | 26,710,000 | 25,147,000 | 23,515,000 |
| Securities held to maturity | 3,396,000 | 3,397,000 | 3,400,000 | 3,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,732,000 | 134,942,000 | 129,359,000 | 139,059,000 |
| Interest-bearing deposits | 122,849,000 | 122,043,000 | 117,454,000 | 123,712,000 |
| Noninterest-bearing deposits | 12,883,000 | 12,899,000 | 11,905,000 | 15,347,000 |
| Equity capital | 18,489,000 | 18,773,000 | 19,409,000 | 19,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,569,000 | 5,400,000 | 7,229,000 |
| Interest expense | 229,000 | 452,000 | 676,000 | 905,000 |
| Net interest income | 1,541,000 | 3,117,000 | 4,724,000 | 6,324,000 |
| Noninterest income | 142,000 | 291,000 | 443,000 | 658,000 |
| Noninterest expense | 910,000 | 1,835,000 | 2,764,000 | 3,778,000 |
| Provision for loan losses | 185,000 | 327,000 | 449,000 | 519,000 |
| Pretax income | 603,000 | 1,261,000 | 1,969,000 | 2,713,000 |
| Income tax | 30,000 | 62,000 | 97,000 | 134,000 |
| Net income | 573,000 | 1,199,000 | 1,872,000 | 2,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,632,000 | 17,116,000 | 17,650,000 | 18,094,000 |
| Total capital | 18,297,000 | 18,799,000 | 19,254,000 | 19,804,000 |
| Risk-weighted assets | 132,895,000 | 134,093,000 | 127,579,000 | 136,363,000 |