Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,994,000 | 108,783,000 | 158,716,000 | 162,707,000 |
| Total loans | 83,933,000 | 84,530,000 | 107,088,000 | 112,286,000 |
| Allowance for loan losses | 1,580,000 | 1,666,000 | 1,785,000 | 1,848,000 |
| Securities available for sale | 16,646,000 | 16,214,000 | 32,950,000 | 30,251,000 |
| Securities held to maturity | 0 | 0 | 5,850,000 | 5,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,569,000 | 89,562,000 | 131,956,000 | 136,877,000 |
| Interest-bearing deposits | 78,839,000 | 77,909,000 | 120,423,000 | 119,102,000 |
| Noninterest-bearing deposits | 9,729,000 | 11,653,000 | 11,533,000 | 17,775,000 |
| Equity capital | 12,478,000 | 12,869,000 | 16,724,000 | 17,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,527,000 | 4,163,000 | 5,877,000 |
| Interest expense | 211,000 | 407,000 | 645,000 | 882,000 |
| Net interest income | 1,036,000 | 2,120,000 | 3,518,000 | 4,995,000 |
| Noninterest income | 60,000 | 106,000 | 270,000 | 501,000 |
| Noninterest expense | 493,000 | 1,099,000 | 2,006,000 | 2,980,000 |
| Provision for loan losses | 45,000 | 135,000 | 245,000 | 385,000 |
| Pretax income | 558,000 | 992,000 | 1,546,000 | 2,144,000 |
| Income tax | 27,000 | 49,000 | 76,000 | 105,000 |
| Net income | 531,000 | 943,000 | 1,470,000 | 2,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,466,000 | 12,726,000 | 14,483,000 | 15,092,000 |
| Total capital | 13,564,000 | 13,840,000 | 15,926,000 | 16,598,000 |
| Risk-weighted assets | 89,521,000 | 90,955,000 | 117,659,000 | 122,991,000 |