Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,367,000 | 106,104,000 | 106,057,000 | 106,073,000 |
| Total loans | 76,050,000 | 75,182,000 | 79,419,000 | 81,485,000 |
| Allowance for loan losses | 1,453,000 | 1,477,000 | 1,524,000 | 1,529,000 |
| Securities available for sale | 17,871,000 | 19,374,000 | 19,397,000 | 16,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,596,000 | 87,683,000 | 85,221,000 | 86,976,000 |
| Interest-bearing deposits | 78,354,000 | 78,764,000 | 77,263,000 | 77,284,000 |
| Noninterest-bearing deposits | 10,242,000 | 8,919,000 | 7,958,000 | 9,692,000 |
| Equity capital | 11,660,000 | 11,556,000 | 12,029,000 | 12,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,507,000 | 3,759,000 | 5,026,000 |
| Interest expense | 263,000 | 510,000 | 747,000 | 978,000 |
| Net interest income | 960,000 | 1,997,000 | 3,012,000 | 4,048,000 |
| Noninterest income | 91,000 | 163,000 | 226,000 | 336,000 |
| Noninterest expense | 548,000 | 1,026,000 | 1,523,000 | 2,018,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 255,000 |
| Pretax income | 458,000 | 1,044,000 | 1,580,000 | 2,111,000 |
| Income tax | 22,000 | 51,000 | 77,000 | 103,000 |
| Net income | 436,000 | 993,000 | 1,503,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,272,000 | 11,695,000 | 12,072,000 | 12,169,000 |
| Total capital | 12,306,000 | 12,726,000 | 13,144,000 | 13,245,000 |
| Risk-weighted assets | 83,460,000 | 83,748,000 | 87,290,000 | 87,764,000 |