Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,062,000 | 101,804,000 | 102,170,000 | 107,320,000 |
| Total loans | 74,039,000 | 74,435,000 | 75,865,000 | 76,999,000 |
| Allowance for loan losses | 1,429,000 | 1,504,000 | 1,555,000 | 1,452,000 |
| Securities available for sale | 15,702,000 | 14,962,000 | 16,026,000 | 17,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,660,000 | 82,642,000 | 82,709,000 | 87,809,000 |
| Interest-bearing deposits | 73,007,000 | 75,133,000 | 75,133,000 | 76,325,000 |
| Noninterest-bearing deposits | 7,653,000 | 7,510,000 | 7,576,000 | 11,484,000 |
| Equity capital | 10,569,000 | 10,970,000 | 11,308,000 | 11,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,578,000 | 3,860,000 | 5,125,000 |
| Interest expense | 292,000 | 573,000 | 855,000 | 1,129,000 |
| Net interest income | 1,002,000 | 2,005,000 | 3,005,000 | 3,996,000 |
| Noninterest income | 73,000 | 121,000 | 179,000 | 302,000 |
| Noninterest expense | 570,000 | 1,034,000 | 1,548,000 | 2,032,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 450,000 | 962,000 | 1,431,000 | 1,999,000 |
| Income tax | 22,000 | 47,000 | 70,000 | 97,000 |
| Net income | 428,000 | 915,000 | 1,361,000 | 1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,123,000 | 10,491,000 | 10,816,000 | 10,894,000 |
| Total capital | 11,094,000 | 11,498,000 | 11,842,000 | 11,948,000 |
| Risk-weighted assets | 79,223,000 | 80,360,000 | 81,550,000 | 83,908,000 |