Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,716,000 | 97,628,000 | 98,728,000 | 99,290,000 |
| Total loans | 66,809,000 | 69,634,000 | 73,717,000 | 73,196,000 |
| Allowance for loan losses | 1,072,000 | 1,153,000 | 1,272,000 | 1,350,000 |
| Securities available for sale | 15,431,000 | 17,275,000 | 17,091,000 | 17,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,689,000 | 77,863,000 | 77,443,000 | 79,486,000 |
| Interest-bearing deposits | 69,364,000 | 70,609,000 | 69,524,000 | 70,639,000 |
| Noninterest-bearing deposits | 7,325,000 | 7,254,000 | 7,919,000 | 8,847,000 |
| Equity capital | 9,440,000 | 9,779,000 | 10,192,000 | 10,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,528,000 | 3,823,000 | 5,117,000 |
| Interest expense | 314,000 | 629,000 | 946,000 | 1,254,000 |
| Net interest income | 937,000 | 1,899,000 | 2,877,000 | 3,863,000 |
| Noninterest income | 45,000 | 96,000 | 142,000 | 247,000 |
| Noninterest expense | 448,000 | 906,000 | 1,426,000 | 1,914,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 414,000 | 845,000 | 1,229,000 | 1,712,000 |
| Income tax | 20,000 | 42,000 | 60,000 | 83,000 |
| Net income | 394,000 | 803,000 | 1,169,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,245,000 | 9,445,000 | 9,707,000 | 9,772,000 |
| Total capital | 10,165,000 | 10,405,000 | 10,719,000 | 10,773,000 |
| Risk-weighted assets | 73,414,000 | 76,593,000 | 80,661,000 | 79,750,000 |