Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,391,000 | 88,174,000 | 87,661,000 | 93,515,000 |
| Total loans | 63,185,000 | 64,698,000 | 63,928,000 | 66,323,000 |
| Allowance for loan losses | 598,000 | 672,000 | 859,000 | 975,000 |
| Securities available for sale | 13,857,000 | 12,970,000 | 13,718,000 | 15,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,989,000 | 70,357,000 | 70,599,000 | 76,763,000 |
| Interest-bearing deposits | 63,675,000 | 64,415,000 | 64,647,000 | 67,850,000 |
| Noninterest-bearing deposits | 6,314,000 | 5,942,000 | 5,952,000 | 8,913,000 |
| Equity capital | 9,002,000 | 9,257,000 | 9,438,000 | 9,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,237,000 | 2,484,000 | 3,743,000 | 4,945,000 |
| Interest expense | 332,000 | 666,000 | 1,006,000 | 1,345,000 |
| Net interest income | 905,000 | 1,818,000 | 2,737,000 | 3,600,000 |
| Noninterest income | 54,000 | 99,000 | 174,000 | 309,000 |
| Noninterest expense | 455,000 | 974,000 | 1,606,000 | 2,220,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 750,000 |
| Pretax income | 346,000 | 560,000 | 685,000 | 925,000 |
| Income tax | 17,000 | 27,000 | 32,000 | 44,000 |
| Net income | 329,000 | 533,000 | 653,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,754,000 | 8,957,000 | 9,076,000 | 8,853,000 |
| Total capital | 9,352,000 | 9,629,000 | 9,935,000 | 9,772,000 |
| Risk-weighted assets | 70,672,000 | 72,174,000 | 70,741,000 | 73,426,000 |