Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,685,000 | 86,054,000 | 86,032,000 | 86,599,000 |
| Total loans | 61,703,000 | 60,763,000 | 61,013,000 | 61,766,000 |
| Allowance for loan losses | 589,000 | 679,000 | 1,117,000 | 469,000 |
| Securities available for sale | 11,189,000 | 12,975,000 | 13,726,000 | 14,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,821,000 | 70,565,000 | 69,762,000 | 71,601,000 |
| Interest-bearing deposits | 61,403,000 | 64,853,000 | 64,317,000 | 64,222,000 |
| Noninterest-bearing deposits | 5,418,000 | 5,712,000 | 5,445,000 | 7,379,000 |
| Equity capital | 7,848,000 | 7,822,000 | 7,847,000 | 7,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,341,000 | 3,537,000 | 4,728,000 |
| Interest expense | 396,000 | 794,000 | 1,195,000 | 1,571,000 |
| Net interest income | 805,000 | 1,547,000 | 2,342,000 | 3,157,000 |
| Noninterest income | 49,000 | 115,000 | 182,000 | 326,000 |
| Noninterest expense | 399,000 | 862,000 | 1,281,000 | 1,732,000 |
| Provision for loan losses | 150,000 | 480,000 | 1,060,000 | 1,675,000 |
| Pretax income | 305,000 | 320,000 | 183,000 | 76,000 |
| Income tax | 15,000 | 15,000 | 7,000 | 2,000 |
| Net income | 290,000 | 305,000 | 176,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,640,000 | 7,655,000 | 7,526,000 | 7,424,000 |
| Total capital | 8,229,000 | 8,334,000 | 8,378,000 | 7,893,000 |
| Risk-weighted assets | 65,013,000 | 68,036,000 | 67,887,000 | 69,437,000 |