Call reports 2017
CAPITAL CITY BANK — 2017
What CAPITAL CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 450,078,000 | 443,935,000 | 444,250,000 | 433,298,000 |
| Total loans | 283,082,000 | 283,286,000 | 289,828,000 | 287,809,000 |
| Allowance for loan losses | 2,933,000 | 2,929,000 | 2,921,000 | 2,906,000 |
| Securities available for sale | 132,743,000 | 126,608,000 | 119,389,000 | 112,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,149,000 | 380,919,000 | 391,920,000 | 371,955,000 |
| Interest-bearing deposits | 307,109,000 | 298,546,000 | 303,562,000 | 287,411,000 |
| Noninterest-bearing deposits | 86,040,000 | 82,373,000 | 88,358,000 | 84,544,000 |
| Equity capital | 35,818,000 | 36,463,000 | 36,679,000 | 36,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,760,000 | 7,633,000 | 11,600,000 | 15,569,000 |
| Interest expense | 374,000 | 770,000 | 1,205,000 | 1,619,000 |
| Net interest income | 3,386,000 | 6,863,000 | 10,395,000 | 13,950,000 |
| Noninterest income | 779,000 | 1,637,000 | 2,490,000 | 3,263,000 |
| Noninterest expense | 3,173,000 | 6,375,000 | 9,570,000 | 12,796,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 967,000 | 2,100,000 | 3,290,000 | 4,392,000 |
| Income tax | 270,000 | 596,000 | 946,000 | 1,944,000 |
| Net income | 697,000 | 1,504,000 | 2,344,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,460,000 | 36,916,000 | 37,361,000 | 37,045,000 |
| Total capital | 39,393,000 | 39,845,000 | 40,282,000 | 39,951,000 |
| Risk-weighted assets | 319,597,000 | 318,715,000 | 318,310,000 | 315,354,000 |