Call reports 2016
CAPITAL CITY BANK — 2016
What CAPITAL CITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 433,038,000 | 428,370,000 | 427,528,000 | 440,526,000 |
| Total loans | 271,134,000 | 274,806,000 | 272,967,000 | 276,614,000 |
| Allowance for loan losses | 2,497,000 | 2,814,000 | 2,815,000 | 2,835,000 |
| Securities available for sale | 126,014,000 | 120,983,000 | 118,076,000 | 129,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,832,000 | 367,326,000 | 374,165,000 | 384,798,000 |
| Interest-bearing deposits | 295,742,000 | 289,211,000 | 295,123,000 | 304,505,000 |
| Noninterest-bearing deposits | 80,090,000 | 78,115,000 | 79,042,000 | 80,293,000 |
| Equity capital | 35,537,000 | 36,143,000 | 36,618,000 | 35,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 7,379,000 | 11,071,000 | 14,769,000 |
| Interest expense | 373,000 | 724,000 | 1,064,000 | 1,412,000 |
| Net interest income | 3,302,000 | 6,655,000 | 10,007,000 | 13,357,000 |
| Noninterest income | 756,000 | 1,555,000 | 2,416,000 | 3,259,000 |
| Noninterest expense | 3,030,000 | 6,151,000 | 9,312,000 | 12,485,000 |
| Provision for loan losses | 75,000 | 130,000 | 195,000 | 230,000 |
| Pretax income | 1,098,000 | 2,074,000 | 3,061,000 | 4,097,000 |
| Income tax | 317,000 | 576,000 | 851,000 | 1,144,000 |
| Net income | 781,000 | 1,498,000 | 2,210,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,390,000 | 35,724,000 | 36,079,000 | 36,465,000 |
| Total capital | 37,887,000 | 38,538,000 | 38,894,000 | 39,300,000 |
| Risk-weighted assets | 311,746,000 | 310,758,000 | 305,471,000 | 308,974,000 |