Call reports 2015
CAPITAL CITY BANK — 2015
What CAPITAL CITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 415,165,000 | 409,940,000 | 399,366,000 | 430,725,000 |
| Total loans | 255,889,000 | 261,133,000 | 256,734,000 | 266,365,000 |
| Allowance for loan losses | 2,523,000 | 2,415,000 | 2,400,000 | 2,404,000 |
| Securities available for sale | 115,619,000 | 110,469,000 | 109,821,000 | 129,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,515,000 | 353,688,000 | 341,111,000 | 350,201,000 |
| Interest-bearing deposits | 277,065,000 | 279,310,000 | 265,740,000 | 275,252,000 |
| Noninterest-bearing deposits | 73,450,000 | 74,378,000 | 75,371,000 | 74,949,000 |
| Equity capital | 34,482,000 | 34,546,000 | 35,197,000 | 34,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,416,000 | 6,975,000 | 10,479,000 | 14,062,000 |
| Interest expense | 438,000 | 845,000 | 1,214,000 | 1,583,000 |
| Net interest income | 2,978,000 | 6,130,000 | 9,265,000 | 12,479,000 |
| Noninterest income | 785,000 | 1,651,000 | 2,507,000 | 2,755,000 |
| Noninterest expense | 3,075,000 | 6,177,000 | 9,325,000 | 12,464,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 688,000 | 1,604,000 | 2,478,000 | 2,801,000 |
| Income tax | 169,000 | 426,000 | 669,000 | 708,000 |
| Net income | 519,000 | 1,178,000 | 1,809,000 | 2,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,259,000 | 34,663,000 | 34,962,000 | 34,928,000 |
| Total capital | 36,782,000 | 37,078,000 | 37,362,000 | 37,332,000 |
| Risk-weighted assets | 293,446,000 | 304,243,000 | 295,385,000 | 302,926,000 |