Call reports 2014
CAPITAL CITY BANK — 2014
What CAPITAL CITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 434,392,000 | 424,827,000 | 408,020,000 | 410,623,000 |
| Total loans | 247,544,000 | 247,124,000 | 247,351,000 | 252,571,000 |
| Allowance for loan losses | 2,888,000 | 2,922,000 | 2,555,000 | 2,532,000 |
| Securities available for sale | 143,367,000 | 136,791,000 | 127,001,000 | 122,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,409,000 | 361,561,000 | 335,993,000 | 346,723,000 |
| Interest-bearing deposits | 292,223,000 | 290,503,000 | 272,770,000 | 272,500,000 |
| Noninterest-bearing deposits | 71,186,000 | 71,058,000 | 63,223,000 | 74,223,000 |
| Equity capital | 32,812,000 | 33,500,000 | 33,611,000 | 34,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,598,000 | 7,208,000 | 10,792,000 | 14,325,000 |
| Interest expense | 550,000 | 1,058,000 | 1,541,000 | 2,002,000 |
| Net interest income | 3,048,000 | 6,150,000 | 9,251,000 | 12,323,000 |
| Noninterest income | 777,000 | 1,621,000 | 2,542,000 | 3,417,000 |
| Noninterest expense | 3,008,000 | 6,031,000 | 9,177,000 | 12,304,000 |
| Provision for loan losses | 40,000 | 72,000 | 93,000 | 93,000 |
| Pretax income | 777,000 | 1,668,000 | 2,656,000 | 3,649,000 |
| Income tax | 152,000 | 423,000 | 724,000 | 1,018,000 |
| Net income | 625,000 | 1,245,000 | 1,932,000 | 2,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,047,000 | 33,361,000 | 33,742,000 | 34,059,000 |
| Total capital | 35,935,000 | 36,283,000 | 36,297,000 | 36,591,000 |
| Risk-weighted assets | 289,525,000 | 287,383,000 | 286,261,000 | 292,642,000 |