Call reports 2013
CAPITAL CITY BANK — 2013
What CAPITAL CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 439,581,000 | 435,788,000 | 422,549,000 | 434,286,000 |
| Total loans | 232,221,000 | 228,604,000 | 232,449,000 | 246,703,000 |
| Allowance for loan losses | 3,072,000 | 3,075,000 | 3,024,000 | 2,823,000 |
| Securities available for sale | 164,100,000 | 164,484,000 | 153,062,000 | 149,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,906,000 | 364,807,000 | 350,582,000 | 346,622,000 |
| Interest-bearing deposits | 301,509,000 | 297,821,000 | 290,463,000 | 280,843,000 |
| Noninterest-bearing deposits | 64,397,000 | 66,986,000 | 60,119,000 | 65,779,000 |
| Equity capital | 32,716,000 | 30,973,000 | 31,323,000 | 32,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,435,000 | 6,803,000 | 10,179,000 | 13,764,000 |
| Interest expense | 637,000 | 1,276,000 | 1,876,000 | 2,452,000 |
| Net interest income | 2,798,000 | 5,527,000 | 8,303,000 | 11,312,000 |
| Noninterest income | 954,000 | 1,916,000 | 2,841,000 | 3,682,000 |
| Noninterest expense | 3,135,000 | 6,278,000 | 9,316,000 | 12,538,000 |
| Provision for loan losses | 150,000 | 250,000 | 250,000 | 75,000 |
| Pretax income | 674,000 | 1,122,000 | 1,785,000 | 2,588,000 |
| Income tax | 166,000 | 213,000 | 359,000 | 551,000 |
| Net income | 508,000 | 909,000 | 1,426,000 | 2,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,156,000 | 32,046,000 | 32,358,000 | 32,715,000 |
| Total capital | 35,228,000 | 35,121,000 | 35,382,000 | 35,538,000 |
| Risk-weighted assets | 283,091,000 | 280,132,000 | 282,790,000 | 290,532,000 |