Call reports 2012
CAPITAL CITY BANK — 2012
What CAPITAL CITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 421,906,000 | 415,441,000 | 410,767,000 | 433,700,000 |
| Total loans | 234,442,000 | 236,062,000 | 235,308,000 | 237,748,000 |
| Allowance for loan losses | 3,240,000 | 3,249,000 | 3,178,000 | 3,082,000 |
| Securities available for sale | 145,824,000 | 140,287,000 | 119,682,000 | 125,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,921,000 | 326,137,000 | 332,522,000 | 355,345,000 |
| Interest-bearing deposits | 272,803,000 | 267,988,000 | 270,396,000 | 285,308,000 |
| Noninterest-bearing deposits | 60,118,000 | 58,149,000 | 62,126,000 | 70,037,000 |
| Equity capital | 33,143,000 | 33,275,000 | 33,624,000 | 32,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,858,000 | 7,549,000 | 11,189,000 | 14,741,000 |
| Interest expense | 980,000 | 1,781,000 | 2,476,000 | 3,112,000 |
| Net interest income | 2,878,000 | 5,768,000 | 8,713,000 | 11,629,000 |
| Noninterest income | 954,000 | 1,957,000 | 2,866,000 | 3,902,000 |
| Noninterest expense | 3,015,000 | 6,108,000 | 9,248,000 | 12,569,000 |
| Provision for loan losses | 200,000 | 318,000 | 468,000 | 518,000 |
| Pretax income | 751,000 | 1,691,000 | 2,611,000 | 3,192,000 |
| Income tax | 186,000 | 452,000 | 710,000 | 848,000 |
| Net income | 565,000 | 1,239,000 | 1,901,000 | 2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,812,000 | 32,008,000 | 32,192,000 | 32,157,000 |
| Total capital | 35,052,000 | 35,257,000 | 35,370,000 | 35,239,000 |
| Risk-weighted assets | 281,212,000 | 282,784,000 | 278,138,000 | 283,841,000 |