Call reports 2010
CAPITAL CITY BANK — 2010
What CAPITAL CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 420,209,000 | 407,960,000 | 398,009,000 | 389,109,000 |
| Total loans | 255,444,000 | 251,031,000 | 241,413,000 | 231,038,000 |
| Allowance for loan losses | 4,033,000 | 3,285,000 | 3,702,000 | 3,065,000 |
| Securities available for sale | 124,806,000 | 108,695,000 | 125,144,000 | 122,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,546,000 | 307,351,000 | 298,693,000 | 294,814,000 |
| Interest-bearing deposits | 277,803,000 | 264,741,000 | 252,961,000 | 251,083,000 |
| Noninterest-bearing deposits | 44,743,000 | 42,610,000 | 45,732,000 | 43,731,000 |
| Equity capital | 31,494,000 | 31,939,000 | 32,092,000 | 31,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,549,000 | 9,021,000 | 13,326,000 | 17,422,000 |
| Interest expense | 1,486,000 | 2,808,000 | 4,040,000 | 5,203,000 |
| Net interest income | 3,063,000 | 6,213,000 | 9,286,000 | 12,219,000 |
| Noninterest income | 858,000 | 1,667,000 | 2,723,000 | 3,962,000 |
| Noninterest expense | 3,049,000 | 5,971,000 | 9,115,000 | 12,078,000 |
| Provision for loan losses | 700,000 | 1,275,000 | 2,025,000 | 2,475,000 |
| Pretax income | 559,000 | 1,199,000 | 1,903,000 | 2,744,000 |
| Income tax | 133,000 | 310,000 | 520,000 | 734,000 |
| Net income | 426,000 | 889,000 | 1,383,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,567,000 | 30,647,000 | 30,695,000 | 30,939,000 |
| Total capital | 34,207,000 | 33,932,000 | 34,093,000 | 34,004,000 |
| Risk-weighted assets | 290,825,000 | 281,577,000 | 271,557,000 | 266,995,000 |