Call reports 2005
CAPITAL CITY BANK — 2005
What CAPITAL CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 382,059,000 | 374,485,000 | 378,434,000 | 381,901,000 |
| Total loans | 211,095,000 | 232,010,000 | 243,197,000 | 250,309,000 |
| Allowance for loan losses | 3,038,000 | 2,979,000 | 2,899,000 | 2,737,000 |
| Securities available for sale | 137,698,000 | 116,788,000 | 109,847,000 | 104,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,601,000 | 286,745,000 | 258,834,000 | 270,779,000 |
| Interest-bearing deposits | 231,563,000 | 250,923,000 | 221,857,000 | 231,009,000 |
| Noninterest-bearing deposits | 36,038,000 | 35,822,000 | 36,977,000 | 39,770,000 |
| Equity capital | 27,349,000 | 28,440,000 | 28,276,000 | 29,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,464,000 | 9,227,000 | 14,128,000 | 19,245,000 |
| Interest expense | 1,751,000 | 3,708,000 | 5,927,000 | 8,378,000 |
| Net interest income | 2,713,000 | 5,519,000 | 8,201,000 | 10,867,000 |
| Noninterest income | 680,000 | 1,496,000 | 2,298,000 | 3,104,000 |
| Noninterest expense | 2,528,000 | 5,295,000 | 8,027,000 | 10,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 865,000 | 1,817,000 | 2,569,000 | 3,301,000 |
| Income tax | 232,000 | 484,000 | 685,000 | 876,000 |
| Net income | 633,000 | 1,333,000 | 1,884,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,685,000 | 28,985,000 | 29,134,000 | 30,777,000 |
| Total capital | 31,723,000 | 31,964,000 | 32,033,000 | 33,514,000 |
| Risk-weighted assets | 248,660,000 | 257,551,000 | 267,150,000 | 274,056,000 |
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