Call reports 2004
CAPITAL CITY BANK — 2004
What CAPITAL CITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 364,615,000 | 362,450,000 | 371,537,000 | 367,256,000 |
| Total loans | 160,835,000 | 171,920,000 | 183,637,000 | 199,214,000 |
| Allowance for loan losses | 3,279,000 | 3,345,000 | 3,258,000 | 3,082,000 |
| Securities available for sale | 178,572,000 | 165,299,000 | 163,585,000 | 144,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,224,000 | 276,283,000 | 252,777,000 | 273,341,000 |
| Interest-bearing deposits | 237,493,000 | 242,066,000 | 216,599,000 | 240,933,000 |
| Noninterest-bearing deposits | 35,731,000 | 34,217,000 | 36,178,000 | 32,408,000 |
| Equity capital | 29,030,000 | 25,697,000 | 28,635,000 | 28,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 7,920,000 | 12,009,000 | 16,193,000 |
| Interest expense | 1,255,000 | 2,554,000 | 3,970,000 | 5,478,000 |
| Net interest income | 2,642,000 | 5,366,000 | 8,039,000 | 10,715,000 |
| Noninterest income | 797,000 | 1,583,000 | 2,330,000 | 3,056,000 |
| Noninterest expense | 2,386,000 | 4,683,000 | 7,152,000 | 9,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,166,000 | 2,379,000 | 3,330,000 | 4,306,000 |
| Income tax | 345,000 | 704,000 | 957,000 | 1,247,000 |
| Net income | 821,000 | 1,675,000 | 2,373,000 | 3,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,123,000 | 27,674,000 | 28,069,000 | 28,452,000 |
| Total capital | 29,666,000 | 30,360,000 | 30,866,000 | 31,394,000 |
| Risk-weighted assets | 202,711,000 | 214,234,000 | 223,307,000 | 235,182,000 |
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