Call reports 2003
CAPITAL CITY BANK — 2003
What CAPITAL CITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 322,532,000 | 324,853,000 | 327,253,000 | 346,677,000 |
| Total loans | 174,490,000 | 168,019,000 | 154,229,000 | 158,613,000 |
| Allowance for loan losses | 3,335,000 | 3,144,000 | 3,323,000 | 3,374,000 |
| Securities available for sale | 126,301,000 | 129,927,000 | 150,264,000 | 164,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,389,000 | 231,047,000 | 216,522,000 | 235,415,000 |
| Interest-bearing deposits | 193,680,000 | 196,692,000 | 182,507,000 | 200,023,000 |
| Noninterest-bearing deposits | 33,709,000 | 34,355,000 | 34,015,000 | 35,392,000 |
| Equity capital | 26,697,000 | 27,541,000 | 26,236,000 | 27,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,896,000 | 7,493,000 | 11,081,000 | 14,736,000 |
| Interest expense | 1,509,000 | 2,960,000 | 4,306,000 | 5,529,000 |
| Net interest income | 2,387,000 | 4,533,000 | 6,775,000 | 9,207,000 |
| Noninterest income | 710,000 | 1,527,000 | 2,369,000 | 3,051,000 |
| Noninterest expense | 2,123,000 | 4,337,000 | 6,697,000 | 8,896,000 |
| Provision for loan losses | 225,000 | 400,000 | 475,000 | 475,000 |
| Pretax income | 749,000 | 1,449,000 | 2,239,000 | 3,154,000 |
| Income tax | 177,000 | 331,000 | 477,000 | 714,000 |
| Net income | 572,000 | 1,118,000 | 1,762,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,101,000 | 25,526,000 | 26,048,000 | 26,605,000 |
| Total capital | 27,548,000 | 27,971,000 | 28,404,000 | 29,076,000 |
| Risk-weighted assets | 194,884,000 | 194,929,000 | 187,486,000 | 196,795,000 |
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