Call reports 2025
STATE BANK OF SOUTHWEST MISSOURI — 2025
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 164,599,000 | 164,220,000 | 164,882,000 | 170,564,000 |
| Total loans | 130,865,000 | 135,944,000 | 142,659,000 | 139,830,000 |
| Allowance for loan losses | 805,000 | 805,000 | 805,000 | 805,000 |
| Securities available for sale | 9,799,000 | 9,692,000 | 9,576,000 | 7,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,583,000 | 147,069,000 | 147,420,000 | 152,652,000 |
| Interest-bearing deposits | 101,548,000 | 102,884,000 | 101,806,000 | 106,357,000 |
| Noninterest-bearing deposits | 45,035,000 | 44,185,000 | 45,614,000 | 46,295,000 |
| Equity capital | 11,689,000 | 11,816,000 | 11,938,000 | 12,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,053,000 | 4,276,000 | 6,535,000 | 8,875,000 |
| Interest expense | 580,000 | 1,201,000 | 1,808,000 | 2,437,000 |
| Net interest income | 1,473,000 | 3,075,000 | 4,727,000 | 6,438,000 |
| Noninterest income | 227,000 | 499,000 | 768,000 | 1,120,000 |
| Noninterest expense | 1,325,000 | 2,701,000 | 4,047,000 | 5,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 375,000 | 873,000 | 1,448,000 | 1,797,000 |
| Income tax | 0 | 24,000 | 24,000 | 24,000 |
| Net income | 375,000 | 849,000 | 1,424,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,395,000 | 12,398,000 | 12,405,000 | 12,670,000 |
| Total capital | 13,226,000 | 13,229,000 | 13,236,000 | 13,501,000 |
| Risk-weighted assets | 118,287,000 | 118,539,000 | 125,374,000 | 124,762,000 |