Call reports 2024
STATE BANK OF SOUTHWEST MISSOURI — 2024
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 163,391,000 | 156,383,000 | 168,708,000 | 157,734,000 |
| Total loans | 123,356,000 | 133,679,000 | 133,101,000 | 131,694,000 |
| Allowance for loan losses | 804,000 | 805,000 | 806,000 | 805,000 |
| Securities available for sale | 12,248,000 | 12,068,000 | 10,199,000 | 9,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,107,000 | 139,996,000 | 150,222,000 | 140,009,000 |
| Interest-bearing deposits | 97,368,000 | 98,461,000 | 102,130,000 | 100,163,000 |
| Noninterest-bearing deposits | 49,739,000 | 41,535,000 | 48,092,000 | 39,846,000 |
| Equity capital | 9,710,000 | 10,776,000 | 11,338,000 | 11,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,977,000 | 4,000,000 | 6,152,000 | 8,262,000 |
| Interest expense | 555,000 | 1,157,000 | 1,811,000 | 2,380,000 |
| Net interest income | 1,422,000 | 2,843,000 | 4,341,000 | 5,882,000 |
| Noninterest income | 155,000 | 440,000 | 642,000 | 913,000 |
| Noninterest expense | 1,247,000 | 2,447,000 | 3,761,000 | 5,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 330,000 | 836,000 | 1,222,000 | 1,532,000 |
| Income tax | 0 | 35,000 | 35,000 | 35,000 |
| Net income | 330,000 | 801,000 | 1,187,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,872,000 | 11,873,000 | 12,066,000 | 12,347,000 |
| Total capital | 11,702,000 | 12,704,000 | 12,898,000 | 13,178,000 |
| Risk-weighted assets | 108,205,000 | 118,332,000 | 119,427,000 | 116,751,000 |