Call reports 2023
STATE BANK OF SOUTHWEST MISSOURI — 2023
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 170,157,000 | 165,684,000 | 159,243,000 | 156,903,000 |
| Total loans | 111,645,000 | 116,708,000 | 122,776,000 | 122,579,000 |
| Allowance for loan losses | 284,000 | 284,000 | 804,000 | 804,000 |
| Securities available for sale | 35,652,000 | 15,600,000 | 15,204,000 | 15,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,910,000 | 145,779,000 | 141,144,000 | 139,794,000 |
| Interest-bearing deposits | 99,665,000 | 100,734,000 | 96,267,000 | 97,886,000 |
| Noninterest-bearing deposits | 51,245,000 | 45,045,000 | 44,877,000 | 41,908,000 |
| Equity capital | 9,043,000 | 9,449,000 | 8,942,000 | 9,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,081,000 | 4,931,000 | 6,873,000 |
| Interest expense | 197,000 | 506,000 | 906,000 | 1,386,000 |
| Net interest income | 1,322,000 | 2,575,000 | 4,025,000 | 5,487,000 |
| Noninterest income | 172,000 | 380,000 | 575,000 | 817,000 |
| Noninterest expense | 1,096,000 | 2,205,000 | 3,444,000 | 4,793,000 |
| Provision for loan losses | 0 | 0 | 540,000 | 540,000 |
| Pretax income | 398,000 | 750,000 | 616,000 | 971,000 |
| Income tax | 0 | 33,000 | 33,000 | 33,000 |
| Net income | 398,000 | 717,000 | 583,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,683,000 | 10,945,000 | 10,588,000 | 10,943,000 |
| Total capital | 10,993,000 | 11,255,000 | 11,418,000 | 11,773,000 |
| Risk-weighted assets | 104,578,000 | 107,051,000 | 107,148,000 | 107,396,000 |