Call reports 2022
STATE BANK OF SOUTHWEST MISSOURI — 2022
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 184,139,000 | 220,070,000 | 217,406,000 | 176,889,000 |
| Total loans | 99,628,000 | 105,123,000 | 109,314,000 | 111,329,000 |
| Allowance for loan losses | 285,000 | 285,000 | 285,000 | 284,000 |
| Securities available for sale | 59,539,000 | 58,662,000 | 45,776,000 | 45,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,518,000 | 173,249,000 | 170,364,000 | 157,221,000 |
| Interest-bearing deposits | 113,546,000 | 116,730,000 | 116,692,000 | 105,224,000 |
| Noninterest-bearing deposits | 48,972,000 | 56,519,000 | 53,672,000 | 51,997,000 |
| Equity capital | 9,053,000 | 8,711,000 | 9,248,000 | 9,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,219,000 | 3,754,000 | 5,352,000 |
| Interest expense | 41,000 | 75,000 | 157,000 | 332,000 |
| Net interest income | 986,000 | 2,144,000 | 3,597,000 | 5,020,000 |
| Noninterest income | 210,000 | 437,000 | 730,000 | 928,000 |
| Noninterest expense | 1,035,000 | 1,976,000 | 3,161,000 | 4,421,000 |
| Provision for loan losses | -73,000 | -73,000 | -73,000 | -73,000 |
| Pretax income | 234,000 | 678,000 | 1,239,000 | 1,600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 678,000 | 1,239,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,325,000 | 10,529,000 | 11,671,000 | 11,033,000 |
| Total capital | 10,610,000 | 10,814,000 | 11,956,000 | 11,318,000 |
| Risk-weighted assets | 94,445,000 | 99,900,000 | 105,691,000 | 104,465,000 |