Call reports 2021
STATE BANK OF SOUTHWEST MISSOURI — 2021
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,964,000 | 184,971,000 | 189,192,000 | 181,131,000 |
| Total loans | 125,696,000 | 120,465,000 | 105,168,000 | 102,955,000 |
| Allowance for loan losses | 355,000 | 357,000 | 357,000 | 358,000 |
| Securities available for sale | 13,678,000 | 18,704,000 | 17,606,000 | 16,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,137,000 | 162,708,000 | 167,446,000 | 158,114,000 |
| Interest-bearing deposits | 101,896,000 | 112,625,000 | 116,990,000 | 110,294,000 |
| Noninterest-bearing deposits | 47,241,000 | 50,083,000 | 50,456,000 | 47,820,000 |
| Equity capital | 10,423,000 | 10,064,000 | 10,213,000 | 10,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,402,000 | 3,478,000 | 5,072,000 |
| Interest expense | 52,000 | 97,000 | 144,000 | 188,000 |
| Net interest income | 1,083,000 | 2,305,000 | 3,334,000 | 4,884,000 |
| Noninterest income | 708,000 | 1,173,000 | 1,437,000 | 1,160,000 |
| Noninterest expense | 1,010,000 | 2,073,000 | 3,090,000 | 4,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 781,000 | 1,405,000 | 1,681,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 781,000 | 1,405,000 | 1,681,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,519,000 | 10,177,000 | 10,314,000 | 10,519,000 |
| Total capital | 10,874,000 | 10,534,000 | 10,671,000 | 10,877,000 |
| Risk-weighted assets | 92,051,000 | 93,741,000 | 95,486,000 | 93,409,000 |