Call reports 2020
STATE BANK OF SOUTHWEST MISSOURI — 2020
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 139,361,000 | 162,881,000 | 168,790,000 | 166,502,000 |
| Total loans | 91,856,000 | 123,067,000 | 125,302,000 | 128,248,000 |
| Allowance for loan losses | 265,000 | 290,000 | 282,000 | 355,000 |
| Securities available for sale | 13,655,000 | 14,853,000 | 15,047,000 | 15,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,674,000 | 138,697,000 | 144,738,000 | 142,924,000 |
| Interest-bearing deposits | 86,095,000 | 99,179,000 | 103,860,000 | 102,367,000 |
| Noninterest-bearing deposits | 32,579,000 | 39,518,000 | 40,878,000 | 40,557,000 |
| Equity capital | 9,197,000 | 9,970,000 | 10,017,000 | 10,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,358,000 | 3,529,000 | 5,385,000 |
| Interest expense | 198,000 | 296,000 | 371,000 | 428,000 |
| Net interest income | 1,006,000 | 2,062,000 | 3,158,000 | 4,957,000 |
| Noninterest income | 186,000 | 1,053,000 | 1,301,000 | 855,000 |
| Noninterest expense | 992,000 | 1,812,000 | 2,786,000 | 3,997,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 98,000 |
| Pretax income | 200,000 | 1,278,000 | 1,648,000 | 1,717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 1,278,000 | 1,648,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,139,000 | 9,928,000 | 9,988,000 | 10,057,000 |
| Total capital | 9,404,000 | 10,218,000 | 10,271,000 | 10,412,000 |
| Risk-weighted assets | 81,101,000 | 87,183,000 | 89,266,000 | 90,791,000 |