Call reports 2019
STATE BANK OF SOUTHWEST MISSOURI — 2019
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,034,000 | 124,413,000 | 131,235,000 | 133,693,000 |
| Total loans | 95,670,000 | 95,834,000 | 97,568,000 | 93,408,000 |
| Allowance for loan losses | 358,000 | 358,000 | 269,000 | 265,000 |
| Securities available for sale | 8,779,000 | 9,700,000 | 10,087,000 | 10,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,073,000 | 111,143,000 | 117,388,000 | 113,943,000 |
| Interest-bearing deposits | 82,999,000 | 83,871,000 | 87,514,000 | 86,794,000 |
| Noninterest-bearing deposits | 28,074,000 | 27,272,000 | 29,874,000 | 27,149,000 |
| Equity capital | 8,874,000 | 8,802,000 | 8,892,000 | 9,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,426,000 | 3,696,000 | 4,969,000 |
| Interest expense | 163,000 | 372,000 | 604,000 | 827,000 |
| Net interest income | 1,023,000 | 2,054,000 | 3,092,000 | 4,142,000 |
| Noninterest income | 187,000 | 412,000 | 619,000 | 871,000 |
| Noninterest expense | 947,000 | 1,884,000 | 2,858,000 | 3,662,000 |
| Provision for loan losses | -120,000 | -120,000 | -102,000 | -102,000 |
| Pretax income | 383,000 | 702,000 | 949,000 | 1,447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 702,000 | 949,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,993,000 | 8,841,000 | 8,892,000 | 9,416,000 |
| Total capital | 9,351,000 | 9,199,000 | 9,161,000 | 9,681,000 |
| Risk-weighted assets | 84,665,000 | 84,661,000 | 85,624,000 | 83,001,000 |