Call reports 2017
STATE BANK OF SOUTHWEST MISSOURI — 2017
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,854,000 | 115,404,000 | 116,680,000 | 115,644,000 |
| Total loans | 93,799,000 | 97,720,000 | 97,651,000 | 94,393,000 |
| Allowance for loan losses | 385,000 | 358,000 | 358,000 | 358,000 |
| Securities available for sale | 8,350,000 | 8,206,000 | 7,874,000 | 7,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,336,000 | 103,628,000 | 103,424,000 | 102,148,000 |
| Interest-bearing deposits | 78,659,000 | 76,384,000 | 78,034,000 | 76,307,000 |
| Noninterest-bearing deposits | 24,677,000 | 27,244,000 | 25,390,000 | 25,841,000 |
| Equity capital | 7,630,000 | 7,830,000 | 8,070,000 | 8,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,040,000 | 3,115,000 | 4,194,000 |
| Interest expense | 44,000 | 90,000 | 145,000 | 207,000 |
| Net interest income | 954,000 | 1,950,000 | 2,970,000 | 3,987,000 |
| Noninterest income | 173,000 | 394,000 | 657,000 | 862,000 |
| Noninterest expense | 852,000 | 1,679,000 | 2,582,000 | 3,363,000 |
| Provision for loan losses | 0 | 115,000 | 115,000 | 115,000 |
| Pretax income | 275,000 | 550,000 | 930,000 | 1,371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 550,000 | 930,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,794,000 | 7,938,000 | 8,160,000 | 8,601,000 |
| Total capital | 8,179,000 | 8,296,000 | 8,518,000 | 8,959,000 |
| Risk-weighted assets | 78,101,000 | 82,112,000 | 81,125,000 | 79,081,000 |