Call reports 2016
STATE BANK OF SOUTHWEST MISSOURI — 2016
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,631,000 | 112,763,000 | 112,145,000 | 108,367,000 |
| Total loans | 82,998,000 | 91,779,000 | 91,699,000 | 92,694,000 |
| Allowance for loan losses | 450,000 | 450,000 | 326,000 | 375,000 |
| Securities available for sale | 10,397,000 | 9,810,000 | 9,033,000 | 8,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,654,000 | 100,117,000 | 99,738,000 | 96,314,000 |
| Interest-bearing deposits | 76,545,000 | 77,044,000 | 76,851,000 | 75,094,000 |
| Noninterest-bearing deposits | 20,109,000 | 23,073,000 | 22,887,000 | 21,220,000 |
| Equity capital | 7,112,000 | 7,171,000 | 7,465,000 | 7,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,928,000 | 2,956,000 | 3,970,000 |
| Interest expense | 44,000 | 90,000 | 137,000 | 183,000 |
| Net interest income | 892,000 | 1,838,000 | 2,819,000 | 3,787,000 |
| Noninterest income | 137,000 | 319,000 | 520,000 | 741,000 |
| Noninterest expense | 807,000 | 1,628,000 | 2,478,000 | 3,289,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 155,000 |
| Pretax income | 317,000 | 650,000 | 942,000 | 1,205,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 650,000 | 942,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,152,000 | 7,171,000 | 7,465,000 | 7,692,000 |
| Total capital | 7,602,000 | 7,621,000 | 7,791,000 | 8,067,000 |
| Risk-weighted assets | 71,800,000 | 76,111,000 | 75,197,000 | 76,510,000 |