Call reports 2015
STATE BANK OF SOUTHWEST MISSOURI — 2015
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 98,344,000 | 102,810,000 | 101,890,000 | 106,764,000 |
| Total loans | 79,037,000 | 80,130,000 | 79,591,000 | 82,219,000 |
| Allowance for loan losses | 460,000 | 459,000 | 460,000 | 460,000 |
| Securities available for sale | 6,075,000 | 6,353,000 | 6,581,000 | 5,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,666,000 | 91,039,000 | 90,031,000 | 95,982,000 |
| Interest-bearing deposits | 69,094,000 | 72,175,000 | 71,548,000 | 75,714,000 |
| Noninterest-bearing deposits | 17,572,000 | 18,864,000 | 18,483,000 | 20,268,000 |
| Equity capital | 6,670,000 | 6,538,000 | 6,693,000 | 7,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,858,000 | 2,797,000 | 3,734,000 |
| Interest expense | 44,000 | 86,000 | 130,000 | 175,000 |
| Net interest income | 877,000 | 1,772,000 | 2,667,000 | 3,559,000 |
| Noninterest income | 142,000 | 313,000 | 484,000 | 653,000 |
| Noninterest expense | 798,000 | 1,610,000 | 2,441,000 | 3,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 475,000 | 710,000 | 1,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 475,000 | 710,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,618,000 | 6,502,000 | 6,624,000 | 7,015,000 |
| Total capital | 7,078,000 | 6,961,000 | 7,084,000 | 7,475,000 |
| Risk-weighted assets | 66,172,000 | 68,228,000 | 68,380,000 | 70,457,000 |