Call reports 2014
STATE BANK OF SOUTHWEST MISSOURI — 2014
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,838,000 | 96,421,000 | 101,760,000 | 100,920,000 |
| Total loans | 78,230,000 | 80,139,000 | 81,074,000 | 80,420,000 |
| Allowance for loan losses | 462,000 | 462,000 | 462,000 | 462,000 |
| Securities available for sale | 5,696,000 | 5,732,000 | 5,704,000 | 6,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,670,000 | 85,366,000 | 89,462,000 | 88,679,000 |
| Interest-bearing deposits | 68,707,000 | 68,892,000 | 69,047,000 | 70,314,000 |
| Noninterest-bearing deposits | 17,963,000 | 16,474,000 | 20,415,000 | 18,365,000 |
| Equity capital | 6,439,000 | 6,383,000 | 6,518,000 | 6,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,854,000 | 2,830,000 | 3,798,000 |
| Interest expense | 56,000 | 105,000 | 153,000 | 199,000 |
| Net interest income | 854,000 | 1,749,000 | 2,677,000 | 3,599,000 |
| Noninterest income | 100,000 | 240,000 | 382,000 | 575,000 |
| Noninterest expense | 766,000 | 1,539,000 | 2,305,000 | 2,959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 450,000 | 754,000 | 1,215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 450,000 | 754,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,490,000 | 6,392,000 | 6,550,000 | 6,897,000 |
| Total capital | 6,952,000 | 6,854,000 | 7,012,000 | 7,359,000 |
| Risk-weighted assets | 64,112,000 | 66,543,000 | 68,238,000 | 65,650,000 |