Call reports 2013
STATE BANK OF SOUTHWEST MISSOURI — 2013
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,276,000 | 91,727,000 | 95,190,000 | 99,368,000 |
| Total loans | 68,688,000 | 70,951,000 | 70,584,000 | 73,965,000 |
| Allowance for loan losses | 505,000 | 505,000 | 472,000 | 472,000 |
| Securities available for sale | 6,071,000 | 5,264,000 | 5,256,000 | 7,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,793,000 | 81,145,000 | 84,706,000 | 86,150,000 |
| Interest-bearing deposits | 66,628,000 | 64,121,000 | 66,934,000 | 68,630,000 |
| Noninterest-bearing deposits | 15,164,000 | 17,023,000 | 17,772,000 | 17,520,000 |
| Equity capital | 6,596,000 | 6,469,000 | 6,431,000 | 6,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,797,000 | 2,698,000 | 3,593,000 |
| Interest expense | 78,000 | 152,000 | 223,000 | 292,000 |
| Net interest income | 813,000 | 1,645,000 | 2,475,000 | 3,301,000 |
| Noninterest income | 145,000 | 327,000 | 484,000 | 659,000 |
| Noninterest expense | 706,000 | 1,473,000 | 2,116,000 | 2,945,000 |
| Provision for loan losses | 0 | 0 | 112,000 | 112,000 |
| Pretax income | 252,000 | 499,000 | 731,000 | 903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 499,000 | 731,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,578,000 | 6,457,000 | 6,425,000 | 6,595,000 |
| Total capital | 7,083,000 | 6,962,000 | 6,897,000 | 7,067,000 |
| Risk-weighted assets | 59,719,000 | 60,507,000 | 59,780,000 | 62,254,000 |