Call reports 2012
STATE BANK OF SOUTHWEST MISSOURI — 2012
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,331,000 | 91,508,000 | 91,278,000 | 93,901,000 |
| Total loans | 65,809,000 | 67,839,000 | 69,324,000 | 69,312,000 |
| Allowance for loan losses | 543,000 | 511,000 | 520,000 | 506,000 |
| Securities available for sale | 6,491,000 | 6,486,000 | 6,783,000 | 6,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,791,000 | 79,540,000 | 79,046,000 | 83,020,000 |
| Interest-bearing deposits | 66,107,000 | 66,054,000 | 65,202,000 | 67,288,000 |
| Noninterest-bearing deposits | 13,684,000 | 13,487,000 | 13,844,000 | 15,732,000 |
| Equity capital | 6,529,000 | 6,391,000 | 6,406,000 | 6,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,919,000 | 2,891,000 | 3,837,000 |
| Interest expense | 151,000 | 281,000 | 397,000 | 495,000 |
| Net interest income | 818,000 | 1,638,000 | 2,494,000 | 3,342,000 |
| Noninterest income | 173,000 | 343,000 | 523,000 | 775,000 |
| Noninterest expense | 605,000 | 1,301,000 | 2,003,000 | 2,663,000 |
| Provision for loan losses | 85,000 | 85,000 | 93,000 | 97,000 |
| Pretax income | 301,000 | 595,000 | 921,000 | 1,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 595,000 | 921,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,495,000 | 6,361,000 | 6,378,000 | 6,645,000 |
| Total capital | 7,038,000 | 6,873,000 | 6,898,000 | 7,151,000 |
| Risk-weighted assets | 60,634,000 | 61,364,000 | 61,865,000 | 63,801,000 |