Call reports 2011
STATE BANK OF SOUTHWEST MISSOURI — 2011
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,393,000 | 84,298,000 | 85,387,000 | 87,951,000 |
| Total loans | 70,574,000 | 70,503,000 | 69,815,000 | 67,529,000 |
| Allowance for loan losses | 509,000 | 406,000 | 425,000 | 455,000 |
| Securities available for sale | 5,715,000 | 6,377,000 | 6,393,000 | 6,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,276,000 | 73,121,000 | 74,562,000 | 75,939,000 |
| Interest-bearing deposits | 63,634,000 | 61,648,000 | 61,211,000 | 62,853,000 |
| Noninterest-bearing deposits | 12,642,000 | 11,473,000 | 13,351,000 | 13,085,000 |
| Equity capital | 6,666,000 | 6,393,000 | 6,249,000 | 6,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,084,000 | 3,106,000 | 4,123,000 |
| Interest expense | 193,000 | 370,000 | 537,000 | 688,000 |
| Net interest income | 853,000 | 1,714,000 | 2,569,000 | 3,435,000 |
| Noninterest income | 132,000 | 242,000 | 385,000 | 726,000 |
| Noninterest expense | 696,000 | 1,395,000 | 2,090,000 | 2,789,000 |
| Provision for loan losses | 54,000 | 84,000 | 102,000 | 132,000 |
| Pretax income | 235,000 | 477,000 | 762,000 | 1,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 477,000 | 762,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,712,000 | 6,376,000 | 6,216,000 | 6,694,000 |
| Total capital | 7,221,000 | 6,782,000 | 6,641,000 | 7,149,000 |
| Risk-weighted assets | 62,367,000 | 61,777,000 | 61,338,000 | 60,877,000 |