Call reports 2010
STATE BANK OF SOUTHWEST MISSOURI — 2010
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 87,639,000 | 86,895,000 | 89,385,000 | 90,257,000 |
| Total loans | 68,640,000 | 70,405,000 | 69,472,000 | 70,313,000 |
| Allowance for loan losses | 401,000 | 429,000 | 453,000 | 449,000 |
| Securities available for sale | 5,949,000 | 6,126,000 | 7,183,000 | 6,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,693,000 | 76,429,000 | 78,356,000 | 79,420,000 |
| Interest-bearing deposits | 64,771,000 | 64,400,000 | 66,028,000 | 66,619,000 |
| Noninterest-bearing deposits | 12,922,000 | 12,029,000 | 12,328,000 | 12,801,000 |
| Equity capital | 6,364,000 | 6,431,000 | 6,514,000 | 6,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,138,000 | 3,259,000 | 4,374,000 |
| Interest expense | 255,000 | 485,000 | 712,000 | 927,000 |
| Net interest income | 805,000 | 1,653,000 | 2,547,000 | 3,447,000 |
| Noninterest income | 144,000 | 250,000 | 397,000 | 607,000 |
| Noninterest expense | 720,000 | 1,428,000 | 2,137,000 | 2,893,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 199,000 | 415,000 | 901,000 | 1,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 415,000 | 901,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,364,000 | 6,366,000 | 6,527,000 | 6,679,000 |
| Total capital | 6,765,000 | 6,795,000 | 6,980,000 | 7,128,000 |
| Risk-weighted assets | 61,668,000 | 63,044,000 | 62,962,000 | 63,069,000 |