Call reports 2009
STATE BANK OF SOUTHWEST MISSOURI — 2009
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,250,000 | 90,293,000 | 89,828,000 | 85,252,000 |
| Total loans | 77,090,000 | 75,801,000 | 72,974,000 | 70,528,000 |
| Allowance for loan losses | 398,000 | 391,000 | 415,000 | 370,000 |
| Securities available for sale | 8,107,000 | 7,996,000 | 6,199,000 | 6,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,637,000 | 72,939,000 | 74,287,000 | 75,300,000 |
| Interest-bearing deposits | 62,029,000 | 62,125,000 | 62,633,000 | 63,135,000 |
| Noninterest-bearing deposits | 10,608,000 | 10,814,000 | 11,654,000 | 12,165,000 |
| Equity capital | 5,984,000 | 6,136,000 | 6,230,000 | 6,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,325,000 | 3,457,000 | 4,572,000 |
| Interest expense | 365,000 | 703,000 | 1,021,000 | 1,283,000 |
| Net interest income | 796,000 | 1,622,000 | 2,436,000 | 3,289,000 |
| Noninterest income | 160,000 | 341,000 | 515,000 | 647,000 |
| Noninterest expense | 701,000 | 1,418,000 | 2,181,000 | 2,875,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 121,000 |
| Pretax income | 225,000 | 485,000 | 680,000 | 940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 485,000 | 680,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,977,000 | 6,136,000 | 6,230,000 | 6,490,000 |
| Total capital | 6,375,000 | 6,527,000 | 6,645,000 | 6,860,000 |
| Risk-weighted assets | 70,668,000 | 67,195,000 | 65,413,000 | 62,878,000 |