Call reports 2008
STATE BANK OF SOUTHWEST MISSOURI — 2008
What STATE BANK OF SOUTHWEST MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 88,274,000 | 88,633,000 | 90,796,000 | 90,069,000 |
| Total loans | 74,976,000 | 73,822,000 | 73,627,000 | 74,806,000 |
| Allowance for loan losses | 541,000 | 362,000 | 345,000 | 369,000 |
| Securities available for sale | 8,061,000 | 8,587,000 | 9,566,000 | 7,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,932,000 | 76,116,000 | 76,714,000 | 75,907,000 |
| Interest-bearing deposits | 65,744,000 | 65,039,000 | 66,905,000 | 64,747,000 |
| Noninterest-bearing deposits | 10,188,000 | 11,077,000 | 9,809,000 | 11,160,000 |
| Equity capital | 5,972,000 | 5,601,000 | 5,753,000 | 5,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,790,000 | 4,082,000 | 5,302,000 |
| Interest expense | 648,000 | 1,192,000 | 1,693,000 | 2,137,000 |
| Net interest income | 820,000 | 1,598,000 | 2,389,000 | 3,165,000 |
| Noninterest income | 146,000 | 258,000 | 369,000 | 473,000 |
| Noninterest expense | 610,000 | 1,193,000 | 1,810,000 | 2,423,000 |
| Provision for loan losses | 19,000 | 32,000 | 49,000 | 80,000 |
| Pretax income | 337,000 | 631,000 | 899,000 | 1,135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 631,000 | 899,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,969,000 | 5,613,000 | 5,763,000 | 5,851,000 |
| Total capital | 6,510,000 | 5,975,000 | 6,108,000 | 6,220,000 |
| Risk-weighted assets | 71,885,000 | 69,667,000 | 68,867,000 | 69,059,000 |