Call reports 2026
CLEAR MOUNTAIN BANK, INC. — 2026
What CLEAR MOUNTAIN BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,011,712,000 | 1,026,081,000 |
| Total loans | 755,384,000 | 763,857,000 |
| Allowance for loan losses | 10,262,000 | 10,386,000 |
| Securities available for sale | 150,869,000 | 151,573,000 |
| Securities held to maturity | 12,681,000 | 12,513,000 |
| Trading assets | 0 | 0 |
| Total deposits | 878,024,000 | 887,494,000 |
| Interest-bearing deposits | 621,568,000 | 615,691,000 |
| Noninterest-bearing deposits | 256,456,000 | 271,803,000 |
| Equity capital | 119,460,000 | 118,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,214,000 | 28,722,000 |
| Interest expense | 3,505,000 | 6,935,000 |
| Net interest income | 10,709,000 | 21,787,000 |
| Noninterest income | 1,943,000 | 4,303,000 |
| Noninterest expense | 7,381,000 | 15,026,000 |
| Provision for loan losses | 327,000 | 542,000 |
| Pretax income | 4,969,000 | 10,517,000 |
| Income tax | 1,152,000 | 2,227,000 |
| Net income | 3,817,000 | 8,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 137,871,000 | 133,892,000 |