Call reports 2005
CLEAR MOUNTAIN BANK, INC. — 2005
What CLEAR MOUNTAIN BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 177,699,000 | 180,486,000 | 188,130,000 | 259,141,000 |
| Total loans | 154,960,000 | 156,035,000 | 159,307,000 | 216,285,000 |
| Allowance for loan losses | 1,786,000 | 1,821,000 | 1,936,000 | 2,552,000 |
| Securities available for sale | 10,816,000 | 11,423,000 | 11,889,000 | 25,687,000 |
| Securities held to maturity | 909,000 | 876,000 | 876,000 | 1,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,536,000 | 157,805,000 | 162,578,000 | 222,856,000 |
| Interest-bearing deposits | 124,621,000 | 124,938,000 | 127,694,000 | 176,957,000 |
| Noninterest-bearing deposits | 31,915,000 | 32,867,000 | 34,884,000 | 45,899,000 |
| Equity capital | 17,709,000 | 17,948,000 | 18,235,000 | 25,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,431,000 | 8,375,000 | 15,779,000 |
| Interest expense | 692,000 | 1,452,000 | 2,302,000 | 4,709,000 |
| Net interest income | 1,939,000 | 3,979,000 | 6,073,000 | 11,070,000 |
| Noninterest income | 454,000 | 970,000 | 1,526,000 | 2,400,000 |
| Noninterest expense | 1,624,000 | 3,321,000 | 5,004,000 | 8,895,000 |
| Provision for loan losses | 94,000 | 196,000 | 298,000 | 519,000 |
| Pretax income | 675,000 | 1,432,000 | 2,297,000 | 4,056,000 |
| Income tax | 229,000 | 505,000 | 824,000 | 1,458,000 |
| Net income | 446,000 | 927,000 | 1,473,000 | 2,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,796,000 | 17,964,000 | 18,308,000 | 26,075,000 |
| Total capital | 19,466,000 | 19,656,000 | 20,060,000 | 28,415,000 |
| Risk-weighted assets | 133,493,000 | 135,227,000 | 139,940,000 | 187,219,000 |
Machine access — free, no API key
Every figure shown here about CLEAR MOUNTAIN BANK, INC. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.