Call reports 2006
CORNERSTONE BANK — 2006
What CORNERSTONE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,189,000 | 53,030,000 | 54,903,000 | 52,650,000 |
| Total loans | 22,432,000 | 26,591,000 | 28,680,000 | 27,551,000 |
| Allowance for loan losses | 334,000 | 310,000 | 326,000 | 337,000 |
| Securities available for sale | 18,856,000 | 18,298,000 | 19,453,000 | 17,886,000 |
| Securities held to maturity | 2,139,000 | 2,525,000 | 1,495,000 | 1,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,000,000 | 42,746,000 | 42,537,000 | 43,021,000 |
| Interest-bearing deposits | 38,746,000 | 36,297,000 | 35,765,000 | 35,590,000 |
| Noninterest-bearing deposits | 7,254,000 | 6,449,000 | 6,772,000 | 7,431,000 |
| Equity capital | 7,531,000 | 7,543,000 | 7,863,000 | 8,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,395,000 | 2,151,000 | 2,910,000 |
| Interest expense | 222,000 | 457,000 | 735,000 | 1,016,000 |
| Net interest income | 413,000 | 938,000 | 1,416,000 | 1,894,000 |
| Noninterest income | 70,000 | 143,000 | 229,000 | 302,000 |
| Noninterest expense | 321,000 | 623,000 | 942,000 | 1,249,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 153,000 | 440,000 | 676,000 | 911,000 |
| Income tax | 10,000 | 29,000 | 47,000 | 57,000 |
| Net income | 143,000 | 411,000 | 629,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,196,000 | 7,945,000 | 8,095,000 | 8,250,000 |
| Total capital | 7,373,000 | 8,255,000 | 8,421,000 | 8,587,000 |
| Risk-weighted assets | 36,421,000 | 40,225,000 | 42,530,000 | 41,597,000 |
Machine access — free, no API key
Every figure shown here about CORNERSTONE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.