Call reports 2024
UNICO BANK — 2024
What UNICO BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 479,960,000 | 495,636,000 | 498,334,000 | 507,420,000 |
| Total loans | 413,081,000 | 428,164,000 | 429,770,000 | 417,220,000 |
| Allowance for loan losses | 2,984,000 | 3,109,000 | 3,131,000 | 3,129,000 |
| Securities available for sale | 38,982,000 | 39,061,000 | 40,299,000 | 44,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,960,000 | 447,513,000 | 456,925,000 | 466,475,000 |
| Interest-bearing deposits | 337,416,000 | 341,856,000 | 351,327,000 | 357,757,000 |
| Noninterest-bearing deposits | 104,544,000 | 105,657,000 | 105,598,000 | 108,718,000 |
| Equity capital | 35,846,000 | 36,086,000 | 39,024,000 | 39,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,665,000 | 13,784,000 | 21,454,000 | 29,267,000 |
| Interest expense | 2,613,000 | 5,473,000 | 8,448,000 | 11,359,000 |
| Net interest income | 4,052,000 | 8,311,000 | 13,006,000 | 17,908,000 |
| Noninterest income | 940,000 | 1,929,000 | 2,938,000 | 3,951,000 |
| Noninterest expense | 4,094,000 | 7,976,000 | 12,255,000 | 16,568,000 |
| Provision for loan losses | 225,000 | 462,000 | 600,000 | 715,000 |
| Pretax income | 671,000 | 1,816,000 | 3,105,000 | 4,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 671,000 | 1,816,000 | 3,105,000 | 4,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,054,000 | 39,082,000 | 40,727,000 | 41,739,000 |
| Total capital | 42,150,000 | 42,282,000 | 43,951,000 | 44,961,000 |
| Risk-weighted assets | 394,797,000 | 404,623,000 | 403,424,000 | 389,737,000 |