Call reports 2023
UNICO BANK — 2023
What UNICO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 455,666,000 | 457,111,000 | 466,589,000 | 477,239,000 |
| Total loans | 381,514,000 | 392,895,000 | 399,353,000 | 408,525,000 |
| Allowance for loan losses | 2,275,000 | 2,540,000 | 2,670,000 | 2,813,000 |
| Securities available for sale | 43,166,000 | 39,039,000 | 38,771,000 | 39,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,388,000 | 415,666,000 | 419,031,000 | 432,990,000 |
| Interest-bearing deposits | 306,203,000 | 305,379,000 | 311,047,000 | 325,128,000 |
| Noninterest-bearing deposits | 113,185,000 | 110,287,000 | 107,984,000 | 107,862,000 |
| Equity capital | 34,718,000 | 34,618,000 | 33,749,000 | 35,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,051,000 | 10,459,000 | 16,366,000 | 22,708,000 |
| Interest expense | 1,214,000 | 2,733,000 | 4,696,000 | 7,018,000 |
| Net interest income | 3,837,000 | 7,726,000 | 11,670,000 | 15,690,000 |
| Noninterest income | 924,000 | 1,920,000 | 2,942,000 | 4,056,000 |
| Noninterest expense | 3,886,000 | 7,650,000 | 11,866,000 | 16,020,000 |
| Provision for loan losses | 209,000 | 490,000 | 640,000 | 1,012,000 |
| Pretax income | 549,000 | 1,430,000 | 2,007,000 | 2,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,430,000 | 2,007,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,394,000 | 38,425,000 | 38,329,000 | 38,671,000 |
| Total capital | 42,853,000 | 43,163,000 | 43,139,000 | 41,596,000 |
| Risk-weighted assets | 361,316,000 | 378,915,000 | 384,134,000 | 389,628,000 |