Call reports 2022
UNICO BANK — 2022
What UNICO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 438,949,000 | 428,942,000 | 440,536,000 | 457,426,000 |
| Total loans | 326,504,000 | 351,854,000 | 373,272,000 | 371,935,000 |
| Allowance for loan losses | 2,346,000 | 2,357,000 | 2,265,000 | 2,163,000 |
| Securities available for sale | 42,002,000 | 43,674,000 | 41,689,000 | 42,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,285,000 | 393,596,000 | 395,110,000 | 422,333,000 |
| Interest-bearing deposits | 283,691,000 | 272,077,000 | 276,841,000 | 305,707,000 |
| Noninterest-bearing deposits | 118,594,000 | 121,519,000 | 118,269,000 | 116,626,000 |
| Equity capital | 35,538,000 | 34,051,000 | 32,693,000 | 33,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,983,000 | 8,203,000 | 12,746,000 | 17,508,000 |
| Interest expense | 490,000 | 953,000 | 1,468,000 | 2,348,000 |
| Net interest income | 3,493,000 | 7,250,000 | 11,278,000 | 15,160,000 |
| Noninterest income | 906,000 | 1,845,000 | 2,728,000 | 3,561,000 |
| Noninterest expense | 3,242,000 | 6,976,000 | 10,843,000 | 14,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,158,000 | 2,114,000 | 3,159,000 | 3,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,158,000 | 2,114,000 | 3,159,000 | 3,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,241,000 | 37,314,000 | 37,758,000 | 38,327,000 |
| Total capital | 39,587,000 | 39,671,000 | 40,023,000 | 40,490,000 |
| Risk-weighted assets | 291,979,000 | 327,374,000 | 346,279,000 | 351,107,000 |