Call reports 2021
UNICO BANK — 2021
What UNICO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 397,932,000 | 396,025,000 | 410,152,000 | 424,329,000 |
| Total loans | 298,809,000 | 324,994,000 | 331,704,000 | 321,809,000 |
| Allowance for loan losses | 2,061,000 | 2,257,000 | 2,379,000 | 2,384,000 |
| Securities available for sale | 38,893,000 | 40,696,000 | 39,091,000 | 38,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,205,000 | 363,735,000 | 371,546,000 | 385,152,000 |
| Interest-bearing deposits | 265,287,000 | 266,664,000 | 269,338,000 | 274,546,000 |
| Noninterest-bearing deposits | 100,918,000 | 97,071,000 | 102,208,000 | 110,606,000 |
| Equity capital | 30,326,000 | 30,358,000 | 36,963,000 | 37,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,981,000 | 8,051,000 | 12,474,000 | 17,732,000 |
| Interest expense | 695,000 | 1,283,000 | 1,832,000 | 2,360,000 |
| Net interest income | 3,286,000 | 6,768,000 | 10,642,000 | 15,372,000 |
| Noninterest income | 851,000 | 1,714,000 | 2,552,000 | 3,438,000 |
| Noninterest expense | 2,943,000 | 6,284,000 | 9,468,000 | 13,494,000 |
| Provision for loan losses | 0 | 329,000 | 665,000 | 665,000 |
| Pretax income | 1,205,000 | 1,878,000 | 3,076,000 | 4,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,205,000 | 1,878,000 | 3,076,000 | 4,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,833,000 | 28,740,000 | 35,252,000 | 36,676,000 |
| Total capital | 30,894,000 | 30,997,000 | 37,631,000 | — |
| Risk-weighted assets | 285,545,000 | 301,117,000 | 308,894,000 | — |