Call reports 2020
UNICO BANK — 2020
What UNICO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 341,106,000 | 364,694,000 | 383,321,000 | 377,187,000 |
| Total loans | 261,092,000 | 285,300,000 | 300,448,000 | 293,706,000 |
| Allowance for loan losses | 2,055,000 | 2,043,000 | 2,139,000 | 2,089,000 |
| Securities available for sale | 37,482,000 | 30,593,000 | 34,153,000 | 30,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,865,000 | 333,958,000 | 327,996,000 | 345,949,000 |
| Interest-bearing deposits | 240,820,000 | 255,971,000 | 251,219,000 | 259,081,000 |
| Noninterest-bearing deposits | 66,045,000 | 77,987,000 | 76,777,000 | 86,868,000 |
| Equity capital | 29,354,000 | 29,376,000 | 29,886,000 | 30,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,844,000 | 7,654,000 | 11,599,000 | 15,611,000 |
| Interest expense | 1,001,000 | 1,946,000 | 2,826,000 | 3,645,000 |
| Net interest income | 2,843,000 | 5,708,000 | 8,773,000 | 11,966,000 |
| Noninterest income | 812,000 | 1,401,000 | 2,166,000 | 2,986,000 |
| Noninterest expense | 2,838,000 | 5,833,000 | 8,633,000 | 11,951,000 |
| Provision for loan losses | 348,000 | 348,000 | 505,000 | 546,000 |
| Pretax income | 503,000 | 993,000 | 1,869,000 | 2,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 993,000 | 1,869,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,820,000 | 26,814,000 | 27,424,000 | 27,997,000 |
| Total capital | 28,875,000 | 28,857,000 | 29,563,000 | 30,086,000 |
| Risk-weighted assets | 245,137,000 | 255,316,000 | 275,020,000 | 269,549,000 |