Call reports 2019
UNICO BANK — 2019
What UNICO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 308,040,000 | 322,117,000 | 337,712,000 | 338,140,000 |
| Total loans | 223,083,000 | 235,110,000 | 247,408,000 | 247,335,000 |
| Allowance for loan losses | 1,877,000 | 1,919,000 | 1,901,000 | 1,951,000 |
| Securities available for sale | 55,326,000 | 53,558,000 | 42,693,000 | 40,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,587,000 | 292,028,000 | 307,717,000 | 308,790,000 |
| Interest-bearing deposits | 218,279,000 | 230,496,000 | 251,213,000 | 248,980,000 |
| Noninterest-bearing deposits | 61,308,000 | 61,532,000 | 56,504,000 | 59,810,000 |
| Equity capital | 27,772,000 | 28,127,000 | 28,731,000 | 28,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,634,000 | 10,349,000 | 14,061,000 |
| Interest expense | 740,000 | 1,602,000 | 2,642,000 | 3,735,000 |
| Net interest income | 2,503,000 | 5,032,000 | 7,707,000 | 10,326,000 |
| Noninterest income | 663,000 | 1,360,000 | 2,205,000 | 2,967,000 |
| Noninterest expense | 2,663,000 | 5,636,000 | 8,333,000 | 11,507,000 |
| Provision for loan losses | 74,000 | 211,000 | 341,000 | 480,000 |
| Pretax income | 429,000 | 546,000 | 1,311,000 | 1,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 546,000 | 1,311,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,204,000 | 25,955,000 | 26,434,000 | 26,444,000 |
| Total capital | 28,081,000 | 27,874,000 | 28,335,000 | 28,395,000 |
| Risk-weighted assets | 222,575,000 | 235,094,000 | 236,047,000 | 233,443,000 |