Call reports 2018
UNICO BANK — 2018
What UNICO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 275,046,000 | 284,382,000 | 304,437,000 | 300,878,000 |
| Total loans | 193,397,000 | 204,719,000 | 217,058,000 | 215,031,000 |
| Allowance for loan losses | 1,799,000 | 1,777,000 | 1,671,000 | 1,849,000 |
| Securities available for sale | 60,422,000 | 57,773,000 | 56,980,000 | 56,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,572,000 | 246,185,000 | 255,774,000 | 273,923,000 |
| Interest-bearing deposits | 189,562,000 | 189,866,000 | 200,056,000 | 217,724,000 |
| Noninterest-bearing deposits | 55,010,000 | 56,319,000 | 55,718,000 | 56,199,000 |
| Equity capital | 26,321,000 | 26,046,000 | 26,077,000 | 26,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,774,000 | 5,765,000 | 8,844,000 | 12,031,000 |
| Interest expense | 349,000 | 783,000 | 1,352,000 | 2,023,000 |
| Net interest income | 2,425,000 | 4,982,000 | 7,492,000 | 10,008,000 |
| Noninterest income | 737,000 | 1,433,000 | 2,167,000 | 2,750,000 |
| Noninterest expense | 2,378,000 | 5,185,000 | 7,685,000 | 10,572,000 |
| Provision for loan losses | 0 | 0 | 87,000 | 435,000 |
| Pretax income | 785,000 | 1,213,000 | 1,870,000 | 1,734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 785,000 | 1,213,000 | 1,870,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,687,000 | 25,638,000 | 26,005,000 | 25,771,000 |
| Total capital | 27,486,000 | 27,415,000 | 27,676,000 | 27,620,000 |
| Risk-weighted assets | 196,548,000 | 202,951,000 | 217,685,000 | 211,673,000 |