Call reports 2017
UNICO BANK — 2017
What UNICO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 245,460,000 | 249,321,000 | 257,158,000 | 282,119,000 |
| Total loans | 176,541,000 | 180,143,000 | 187,183,000 | 187,463,000 |
| Allowance for loan losses | 1,206,000 | 1,753,000 | 1,849,000 | 1,818,000 |
| Securities available for sale | 52,704,000 | 52,734,000 | 52,205,000 | 64,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,023,000 | 220,136,000 | 214,002,000 | 254,986,000 |
| Interest-bearing deposits | 178,855,000 | 180,620,000 | 176,979,000 | 198,661,000 |
| Noninterest-bearing deposits | 39,168,000 | 39,516,000 | 37,023,000 | 56,325,000 |
| Equity capital | 26,768,000 | 26,423,000 | 26,838,000 | 26,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,087,000 | 7,756,000 | 10,520,000 |
| Interest expense | 342,000 | 689,000 | 1,064,000 | 1,436,000 |
| Net interest income | 2,219,000 | 4,398,000 | 6,692,000 | 9,084,000 |
| Noninterest income | 509,000 | 1,259,000 | 1,863,000 | 2,618,000 |
| Noninterest expense | 1,814,000 | 4,000,000 | 6,007,000 | 8,573,000 |
| Provision for loan losses | 186,000 | 851,000 | 852,000 | 852,000 |
| Pretax income | 733,000 | 812,000 | 1,702,000 | 2,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 733,000 | 812,000 | 1,702,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,585,000 | 26,874,000 | 27,224,000 | 25,784,000 |
| Total capital | 28,791,000 | 28,627,000 | 29,073,000 | 27,602,000 |
| Risk-weighted assets | 176,852,000 | 180,752,000 | 186,999,000 | 194,850,000 |