Call reports 2016
UNICO BANK — 2016
What UNICO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 236,168,000 | 236,348,000 | 240,491,000 | 243,883,000 |
| Total loans | 158,944,000 | 166,177,000 | 172,031,000 | 171,535,000 |
| Allowance for loan losses | 1,059,000 | 1,047,000 | 1,056,000 | 1,063,000 |
| Securities available for sale | 58,517,000 | 45,990,000 | 48,506,000 | 53,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,035,000 | 209,252,000 | 213,032,000 | 217,149,000 |
| Interest-bearing deposits | 178,216,000 | 175,454,000 | 179,199,000 | 180,410,000 |
| Noninterest-bearing deposits | 31,819,000 | 33,798,000 | 33,833,000 | 36,739,000 |
| Equity capital | 25,720,000 | 26,554,000 | 26,801,000 | 25,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,568,000 | 5,085,000 | 7,657,000 | 10,226,000 |
| Interest expense | 328,000 | 648,000 | 983,000 | 1,331,000 |
| Net interest income | 2,240,000 | 4,437,000 | 6,674,000 | 8,895,000 |
| Noninterest income | 399,000 | 865,000 | 1,473,000 | 2,182,000 |
| Noninterest expense | 1,716,000 | 3,486,000 | 5,565,000 | 7,762,000 |
| Provision for loan losses | 248,000 | 344,000 | 352,000 | 476,000 |
| Pretax income | 724,000 | 1,590,000 | 2,367,000 | 2,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 1,590,000 | 2,367,000 | 2,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,088,000 | 26,349,000 | 26,721,000 | 27,233,000 |
| Total capital | 27,147,000 | 27,396,000 | 27,777,000 | 28,296,000 |
| Risk-weighted assets | 173,010,000 | 168,495,000 | 174,079,000 | 171,339,000 |